The payment platform we always wished existed.
Payments built around how your business actually works. Grow with a comprehensive set of payments and financial tools designed to scale with you — hosted pages styled to your brand, two-layer fraud protection, multi-currency settlement, and SDKs for every major language. From signup to live in a day, with a dedicated team behind you.
Our story
is personal
We're the team behind securepayAPI — and this launch is personal. We spent 4+ years as online merchants ourselves and tried almost every payment platform out there. We kept hitting the same walls: opaque pricing, cookie-cutter integrations, support stuck in a chatbot loop, and decisions made by algorithms with no human in sight.
That experience shaped everything we built. securepayAPI is a payment platform made by merchants who understand what merchants actually need: predictable payouts, transparent fees, an API that fits your stack instead of forcing you to rebuild around it, and a real team behind the product.
We believe technology should handle the heavy lifting — fraud detection, settlement, compliance — but when a decision affects your business, there should always be a person ready to look at your case, understand the context, and work with you. That's how we operate.
securepayAPI is built and operated by Lumiria LLC.
This is our debut.
We're launching on Product Hunt and we'd love your feedback — tell us what matters most to you when choosing a payment provider.
We built securepayAPI to be the platform we always wished existed — for the next merchant standing where we once stood.
What we stand for
Transparent, predictable money
No opaque pricing, no surprise holds. Clear fees and payouts you can actually forecast — the way we always wished our processors worked.
An API that fits your stack
A flexible API and ready-made integrations that slot into what you've already built, instead of forcing you to rebuild your business around them.
A human in every loop
Technology handles fraud, settlement, and compliance. But when a decision affects your business, a real person reads your case and works with you.
Built by merchants
Four-plus years selling online taught us what actually matters. securepayAPI is the platform we always wished existed — so we built it.
Who we built it for
Whether you're shipping your first product or switching from a processor that stopped listening — securepayAPI is built to grow with you.
Solo developers
Shipping your first SaaS and want payments live without a payments PhD.
Dropshippers & scalers
Selling across markets and currencies, with routing and settlement that keep up.
Established sellers
Outgrowing your current processor and looking for a partner, not a portal.
The team behind it
A small, senior team spanning engineering, risk, and merchant success — working as one to keep your payments flowing.
Ready to grow with smarter payments?
Join 200+ merchants already growing with securepayAPI. Onboard in days, not months — with a dedicated team that picks up the phone.
No setup fee · 24/7 support