Payments built around how your business actually works. Grow with a comprehensive set of payments and financial tools — designed to scale with you.
Volume · last 30 days
Approval
97.4%
Authorisations
Streaming
¥6,400completed
C$149.00completed£519.99completed200+ merchants trust securepayAPI
$10M+
Transactions
Lifetime
200+
Merchants
Worldwide
180+
Currencies
Supported
<0.01%
Dispute
Rate
From the methods your customers expect, to the business model you run, to the stack you already use — securepayAPI bends to your stack, not the other way around.
From global cards to local bank rails to one-tap wallets — accept the methods your customers actually use, in the markets you actually sell to.
One-off
single charge
Split
marketplace
On-demand
auth + capture
Invoice
B2B net-30
One-off charges, marketplaces with split pay-outs, on-demand services and B2B invoicing — bill the way your business actually bills.
Pre-built plugins for the major commerce platforms, official SDKs in every popular language, and a versioned REST API for everything else.
Plugins
6 platformsSDKs
+ REST APIA countertop terminal for US merchants — ships overnight, accepts every major network, and reconciles to your dashboard the same business day.
Paperline & Co.
15 Jan 2026 · 14:32 · POS-1042
incl. tax $0.97
VISA •••• 4242
APPROVED
We built securepayAPI to accelerate your business growth — without locking you into a roadmap that isn't yours.
Hosted payment pages styled to match your brand — colours, fonts, logo.
Charge customers in their local currency, settle in yours. 180+ currencies with competitive FX baked in.
Real humans on chat and email. The same person who onboards you stays with you.
Receive in your bank via ACH, SEPA or SWIFT — split across multiple accounts if you need to.
Settlements start from T+3 business days in your home currency. Predictable schedule, no surprises, no clawbacks.
Plugins for the platforms you use, SDKs for the languages you ship in, REST API for everything else.
Submit your details — most accounts are approved and live in test mode within 24 hours. Go live the same business day.
Pre-built SDK packages for every popular language. ASKILL.mdso AI agents can integrate without you writing the glue. Webhook flows documented end-to-end — signatures, retries, replay windows, idempotency. We sweat the details your team would rather not.
npm i securepayapi1const session = await sp.checkout.sessions.create({2amount: 2999, currency: "USD",3return_url: "https://shop.com/done",4}); res.redirect(session.url);
1{2"type": "checkout.session.completed",3"id": "evt_01HSP5R4Z9KQ3XY",4"created": 1715890234,5"data": {6"session_id": "cs_01HSP5R4Z9KQ",7"amount": 2999, "currency": "USD",8"status": "paid", "customer": "cus_2eFn..."9}10}
Every transaction passes through Layer-0 rules and AI-Layer behavioural models before it ever reaches the network. Block the bad. Approve the good. Don't make customers prove they're human.
Behavioral analytics
Mouse cadence, typing rhythm, session entropy.
Device fingerprint
TLS, canvas, font + 200+ stable signals.
Velocity & frequency
Per-IP, per-BIN, per-email velocity windows.
Geo & ASN compliance
Issuer geo vs. ship-to vs. IP heuristics.
Network reputation
Cross-merchant fraud graph (opt-in).
Issuer 3DS triggers
Step-up only when risk warrants. Conversion intact.
Pay only when you get paid. No tricks, no surprises.
* For low-risk domestic merchants. Terms apply.
Join 200+ merchants already growing with securepayAPI. Onboard in days, not months — with a dedicated team that picks up the phone.
No setup fee · 24/7 support