<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://app.securepayapi.com/legal/terms</loc><lastmod>2026-10-01</lastmod></url>
  <url><loc>https://app.securepayapi.com/legal/privacy</loc><lastmod>2026-04-21</lastmod></url>
  <url><loc>https://app.securepayapi.com/legal/aup</loc><lastmod>2026-04-21</lastmod></url>
  <url><loc>https://app.securepayapi.com/legal/dpa</loc><lastmod>2026-04-21</lastmod></url>
  <url><loc>https://app.securepayapi.com/legal/restricted-businesses</loc><lastmod>2026-04-21</lastmod></url>
  <url><loc>https://app.securepayapi.com/legal/aml</loc><lastmod>2026-06-24</lastmod></url>
  <url><loc>https://app.securepayapi.com/sms-consent</loc><lastmod>2026-05-17</lastmod></url>
</urlset>
